You can be forgiven for assuming that if you have automobile insurance, you are covered after a collision. Unfortunately, that’s not necessarily the case. Unless you are specifically covered for accidents in which the at-fault driver does not have adequate insurance, you may not be protected.
Learn More About Uninsured vs. Underinsured Motorist: In CA, It’s All the SameWe don’t know about you, but October is one of our favorite months of the year, especially here in San Diego. The weather has started to cool off some and there are plenty of festivals and events around the city that residents and visitors alike are able to take advantage of. Unfortunately, October also sees […]
Learn More About Happy Halloween, Oktoberfest, Autumn, Etc. – Stay SafeWhile outsiders may not recognize it as such, San Diego is very much a college town. With prominent universities located throughout the city, including University of California San Diego (UCSD), University of San Diego, San Diego State University, and more, San Diegans are well aware that our traffic patterns are in large part determined by […]
Learn More About Beware of (Some) College Student DriversMost people don’t think about what insurance adjusters do until they get into a car crash. When they do, they learn that the adjuster is the person who’s responsible for evaluating their claim and determining how much compensation, if any, they’re is entitled to. And while some people may find their adjuster friendly and helpful, […]
Learn More About Your Accident Is Just a Statistic to Your AdjusterIt’s easy to assume that an accident that only involved a single vehicle was the fault of the driver. But this is not necessarily the case. While many single-vehicle crashes are the result of driver error, in a significant number of instances, someone else is to blame. How? Here’s how.
Learn More About When a Single-Vehicle Crash Isn’t the Fault of the DriverMemorial Day is coming up, and that means the streets and highways around San Diego will be more crowded than ever. Many of the cars on the road will belong to tourists and out-of-towners who are unfamiliar with California traffic. This will almost certainly lead to an increase in the number of crashes.
Learn More About Tourists Don’t Get a Free Pass to Hit You on Memorial DayEveryone knows the physical toll that a car crash can take: broken bones, cuts and bruises, head or spine injuries. That’s why insurance coverage is mandated for drivers in every state in the U.S., including California. But insurance often falls short of helping victims deal with the emotional trauma that results from car accidents. It […]
Learn More About What Insurers Don’t Tell You About the Emotional Costs of a Car WreckAs pedestrians in San Diego, we know the importance of caution when it comes to crossing traffic. But one thing most people would never imagine is being struck by a car while inside a building. Unfortunately, storefront accidents more common than you think.
Learn More About What’s the Deal with Storefront Accidents?Southern California’s roads are notoriously congested, and San Diego residents see the aftermath of accidents almost every day while on their commutes. That’s why California has the highest average insurance rates in the country. With such high rates, you probably assume that if you’ve paid for an insurance policy, you will be protected in the […]
Learn More About “No Fault” Doesn’t Mean “No Pay”How well do you understand your insurance policy? Can you explain the difference between liability coverage and personal injury protection? Does your medical insurance fully cover you in the event of a serious crash? These are just a few of the basic questions that every California driver should be able to answer before purchasing car […]
Learn More About Common Insurance Myths (and Facts)