National City Car Accident Attorney
Home to the Mile of Cars, one of the first auto malls in the world, and the Westfield Plaza Bonita shopping mall, National City is frequented by people from all around the South Bay region of San Diego County. While the level of activity in this city never quite reaches that of major metropolitan areas, its roadways do get busy with all kinds of traffic at peak hours. The accident numbers may be small now, but that will most likely change as the city grows and more and more people take up the roads.
How to Deal with Uninsured/Underinsured Motorists
"National City has a relatively low frequency of auto accidents," says car accident lawyer Ross Jurewitz. "However, what we see in our practice is that negligent drivers are typically either uninsured or underinsured (carry too little insurance to pay for the damage they cause). For the good of your family and others, please make sure that you are carrying enough auto insurance to pay for any potential injury you cause with your car."
If you get into an accident through no fault of your own, and the liable party is uninsured, you may receive compensation from your own insurance company for medical expenses and lost wages along with other damages, if you have purchased uninsured motorist (UM) coverage.
Underinsured motorist coverage (UIM) comes into play when the at-fault motorist has insurance, but it is very limited and does not cover the total cost of damages. For instance, if the liable person’s insurance liability limit is $25,000 for each person injured, and the total damages amount to $100,000, you can collect the liable person’s $25,000 and then make up the remainder of damages with your UIM coverage; however, you may only collect from your UIM the difference between its limits and the limits of the liable party’s insurance.
Although not required by state law, these types of insurance coverage are absolutely essential in California since a significant percentage of the population has limited insurance or none at all. Furthermore, claimants do not have to worry about their premiums going up since state law prohibits premium increases when the claimant is not at fault.
What are the National City Auto Accident Statistics?
According to the 2010 Statewide Integrated Traffic Report System (SWITRS), National City reported a total of 274 injury-causing auto accidents, including three that were fatal. While pedestrian and bicycle accident rates showed slight improvements from a couple years earlier, the total number of auto accidents went up significantly, from 232 in 2008. The motorcycle collision rate in particular experienced considerable growth, from 13 to 22, an increase of close to 70 percent. The alcohol-related accident rate stayed the same at 35, including one fatality.
Contact Our Office
The National City personal injury attorneys at the Jurewitz Law Group serve all of Southern California. Our offices represent persons injured in a variety of car accidents, including accidents involving drinking and driving, car vs. pedestrian accidents, and car vs. bicycle accidents. Contact our office toll-free at (888) 233-5020 to schedule an appointment or you can contact us directly online through our website.
Call the Jurewitz Law Group at (619) 233-5020 and begin your path to recovery with a no-cost consultation today.