blog home Car Accidents Smartphone Addiction Is Driving Up Auto Insurance Rates

Smartphone Addiction Is Driving Up Auto Insurance Rates

You know how annoying it is—the stoplight turns green, and the car in front of you doesn’t move until after you lay on the horn. Almost nine times out of 10, you see that the reason the car in front of you was so slow to respond was because that driver was looking at their smartphone. This phenomenon is not just annoying, according to an article in The Wall Street Journal, it’s causing a rise in auto insurance rates. And not just for the smartphone junkies, but for everyone.

This is because distracted driving caused by smartphones is causing an overall increase in traffic accidents. According to the National Highway Traffic Safety Administration, fatal accidents increased by 7.2 percent in 2015. More accidents means the increase in payout costs is outpacing premium amounts for many insurance companies, forcing them to raise their rates across the board.

Bill Caldwell, Executive Vice President of Property and Casualty at Horace Mann Insurance, puts it this way: “Distracted driving was always there, but it just intensified as more applications for the smartphones became available.” Mr. Caldwell expects his company’s rates to rise 8 percent this year, on top of the 6.5 percent increase from 2016. A spokesman for auto insurance company Cincinnati Financial Corp. has said its investigators have noticed a marked increase in “no skid crashes.” This indicates that the driver is paying no attention to the road at the time of the accident.

Traffic accidents are no laughing matter; they can result in property damage, serious injury, and even death. You shouldn’t end up suffering, grieving, or paying when someone else acts irresponsibly by using their smartphone while behind the wheel. If you’ve been injured or lost a loved one due to a distracted driver in Southern California, contact the San Diego offices of Jurewitz Law Group. For over 15 years, the San Diego cell phone car accident attorneys at Jurewitz Law Group have been successfully representing injury victims, getting them the compensation they deserve. Call (888) 233-5020 for a free consultation.

Ross Jurewitz

RossRoss Jurewitz is the founder and managing lawyer of the Jurewitz Law Group, a San Diego personal injury attorney law firm. These San Diego injury accident lawyers specialize in helping people seriously injured in a variety of accidents throughout San Diego County and California.

Connect with Ross Jurewitz on

Related Articles:

Posted in: Car Accidents

  • $19,150,000

    A mother and her adult daughter were killed by an inexperienced truck driver.

  • $1,014,299

    Award for 38-year-old motorcyclist struck by SUV driver at intersection.

  • $550,000

    Pedestrian struck by commercial vehicle resulting in wrongful death.

See All Case Results

Our No Fee Guarantee®

We promise that our clients will not owe a penny if our team fails to obtain any compensation on their behalf.

Learn More

Request Your Free Case Review

Let us fight on your behalf. Contact the Jurewitz Law Group to discuss the details of your case. All form submissions are confidentially reviewed by our excellent support staff and are answered within 24 hours.

Contact Us

Jurewitz Law Group
Downtown San Diego
600 B Street, Suite #1550
San Diego, CA 92101
Toll Free: (888) 233-5020

North County San Diego
2244 Faraday Ave. #101
Carlsbad, CA 92008
Phone: (760) 585-4640
Toll Free: (888) 233-5020

Copyright © 2020 Jurewitz Law Group, All Rights Reserved, Reproduced with Permission. Serving communities throughout Southern California.

San Diego Personal Injury Attorney Disclaimer: The legal information presented at this site should not be construed to be formal legal advice, nor the formation of a lawyer or attorney client relationship. Any results set forth herein are based upon the facts of that particular case and do not represent a promise or guarantee. Please contact a lawyer for a consultation on your particular legal matter. This web site is not intended to solicit clients for matters outside of the state of California.