Most people don’t think about what insurance adjusters do until they get into a car crash. When they do, they learn that the adjuster is the person who’s responsible for evaluating their claim and determining how much compensation, if any, they’re is entitled to.
And while some people may find their adjuster friendly and helpful, the truth is that adjusters owe their allegiance to the insurance company. That means their number one priority is to save money, even if it comes at your expense. Read the rest »
Southern California’s roads are notoriously congested, and San Diego residents see the aftermath of accidents almost every day while on their commutes. That’s why California has the highest average insurance rates in the country. With such high rates, you probably assume that if you’ve paid for an insurance policy, you will be protected in the event of an accident. Read the rest »
How well do you understand your insurance policy? Can you explain the difference between liability coverage and personal injury protection? Does your medical insurance fully cover you in the event of a serious crash?
These are just a few of the basic questions that every California driver should be able to answer before purchasing car insurance. Read the rest »
Insurance companies are pretty good at estimating the cost of an accident. This is, after all, the core of their business. And while they will always look to cut corners, you can also feel pretty comfortable that they know what they are talking about. Read the rest »
As drivers in the state of California, we’re all familiar with the need for liability auto insurance. The law requires it, and driving without insurance (besides being illegal) leaves you open to expensive lawsuits if you cause an accident with injuries.
But what about injured passengers? Who covers them? Read the rest »
In the eyes of the insurance world, there are few activities more dangerous than riding a motorcycle. While there are some unsafe operators out there, the vast majority of motorcycle riders are both law-abiding and safety-conscious. In the right hands, motorcycles are quite safe.
Unfortunately, every rider must pay the price for the reckless few. Read the rest »
Based on the commercials, you’d think insurance companies are as friendly as the agents who represent them on TV. They claim they’ll always have your back in the event of an accident, but the reality is different.
Very different. Read the rest »
People buy insurance for two reasons:
To protect themselves in the event of a catastrophe.
To comply with the law.
Everyone who purchases insurance, no matter what form, does it to give themselves peace of mind. Unfortunately, many insurance companies do not live up to their promises, and people like us end up paying the price. Read the rest »
When it comes to auto insurance, everyone knows you need liability insurance. In California, you can’t legally drive without it. Of course, only being covered by liability insurance leaves you at risk in the event of an accident. You should have more than the bare minimum.
The question we’re often asked as car accident attorneys is, what is the right amount of insurance? You don’t want to be underinsured and vulnerable in an accident, but at the same time, you don’t want to be paying for coverage that you probably won’t need. What is the happy medium? Read the rest »
California has one of the most competitive auto insurance markets in the entire country. Because of this, you can get great deals on coverage… if you shop carefully. There are a lot of bargain-basement companies out there offering policies that seem too good to be true.
That’s because they are. Read the rest »