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Aggravating Factors That Insurance Claims Adjusters Consider in Your Personal Injury Claim

By Ross Jurewitz on August 13, 2011

If you are the victim in a personal injury accident‚ you may have questions about how the insurance company will evaluate your claim and decide whether or not to pay out damages. A San Diego personal injury attorney may be able to help you‚ but here are some general factors that insurance claims adjusters look at when evaluating claims:

One of the most important factors is the amount of your liability relative to their policyholder. If you were at fault‚ or if another person can be blamed‚ the insurer may try to point the finger and discount the settlement. If you were not at fault‚ your San Diego personal injury attorney should prepare a report favorable to you and present it to the insurer to convince them that they would not prevail at trial.

Another important factor is the history and public image of the defendant. If it is a company‚ they may be concerned about bringing attention to workplace safety violations or environmental violations they would not want to be made public. If there is anything in the defendant’s background that is criminal or potentially embarrassing‚ such as prior court awards or large settlements‚ they may not be as inclined to fight the claim at trial.

Additionally‚ your San Diego personal injury attorney’s track record will also be a factor. If your attorney is experienced in handling a certain type of case‚ that may be beneficial in settlement negotiations or at trial.

If you’ve been injured in an accident‚ experienced San Diego personal injury attorney Ross Jurewitz may be able to help you file a personal injury claim. For a free initial consultation‚ simply fill out the form on this page.

Ross Jurewitz

Ross Jurewitz is the founder and managing lawyer of the Jurewitz Law Group, a San Diego personal injury attorney law firm. These San Diego injury accident lawyers specialize in helping people seriously injured in a variety of accidents throughout San Diego County and California.

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