San Diego Uninsured Motorist Attorneys
Auto, Motorcycle and Truck Accidents : Uninsured Motorist Claims
The Number of Motorists Driving Cars Without Insurance in San Diego is Surprisingly High. What Happens When They Cause an Accident? Our Personal Injury Lawyers Ensure that We Obtain All Available Insurance Proceeds for You.
It’s bad enough when you get into an accident, but what happens when you get into an accident with a person who does not carry insurance? This is a problem, especially in San Diego where we not only have motorists trying to save money by driving with little or no insurance but because we have so many visitors from neighboring Mexico who don’t carry valid insurance while driving in San Diego. Regardless of the reason, drivers with far too little insurance cause huge problems and leave injured motorists and their passengers holding the bad after they cause 
an auto accident.
Protect Yourself!
First and foremost, the best thing you can do is carry uninsured and underinsured motorist coverage on your car (UM and UIM, respectively). An UM/UIM auto insurance policy will make sure the injured driver will get money for his injuries despite the other driver having little or no insurance. Although this coverage will increase the cost of your insurance premium, it will certainly pay off in the long run, and the additional cost is minimal—sometimes less than $50 per year. In the event of a car accident with an uninsured motorist, the insurance company will pay the difference between what the underinsured driver can pay and what the injured driver would be entitled to as if the underinsured driver had adequate insurance coverage. In the case of an uninsured motorist, the UM/UIM policy will pay for all the damages.
This is why we tell everyone that comes to our law office that they should purchase UM/UIM insurance. In California, you are not required to purchase this kind of insurance, but it is very important that you get it. In fact, it is a good idea to purchase as much UM/UIM insurance as you can reasonably afford. You never know when an auto accident will strike, and you don’t want to be left with paying for your bills out of your own pocket because you did not want to pay for additional UM/UIM coverage.
It’s not too late if you were already involved in an auto accident with an uninsured motorist. Even if they do not have insurance, you can sometimes sue the motorist personally and you can get your car fixed and medical expenses paid that way. In this case, you should talk to an experienced uninsured motorist attorney. Many of our clients in the past dealt with drivers who did not have adequate insurance or no insurance at all. Fortunately, we were still able to get our clients enough money to pay for their property damage and medical expenses. If you are ever in a similar position where an uninsured motorist causes your San Diego car accident, call the Jurewitz Law Group at 888-233-5020 for a free consultation.
Furthermore, we also provide a free service to San Diego by reviewing your insurance coverage and will give you our input on whether it is adequate or not. Just fax your insurance policy declaration sheet (a one-page sheet describing what coverage you have and the policy limits for each coverage) to the Jurewitz Law Group at 888-233-3180.
Blog for Auto, Motorcycle and Truck Accidents
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- May 15th, 2012 - Five Injured in San Jacinto Two-Car Crash
- April 12th, 2012 - Pedestrian Killed By Swerving Truck in Riverside
- February 29th, 2012 - Drunk Driver Injures One in San Diego DUI Accident
- February 27th, 2012 - One Killed in Lake Elsinore Head-on Car Accident
- February 24th, 2012
