Dealing With an Auto Accident is Stressful Enough. If You Find Out that the At-Fault Party Doesn't Have Insurance, You May Be in a Lot More Trouble.
The At-fault Person Doesn't Have Insurance.
This is probably one of your worst nightmares. Another person hits you and they don't have the insurance to pay for the damages to your car or your injuries. What can you do? Fortunately, if you get the right type of car insurance coverage, you won't have to worry.
There are four major parts of your insurance policy that you must understand: liability coverage, uninsured motorist coverage (UM), underinsured motorist coverage (UIM), and full tort/limited tort coverage.
Types of Insurance
- Liability coverage protects you and your assets if you cause an accident up to a certain amount.
- Uninsured motorist coverage (UM) will protect you and your family if you are injured by an uninsured driver.
- Underinsured motorist coverage (UIM)will protect you and your family if you are hit by a driver that has limited coverage that will not cover all of the damages.
- Limited tort coverage gives you a very limited access to the court system if you are claiming compensation for personal injuries following a car accident. To make a claim, you must have severe injuries.
- Full tort coverageis the best option and highly recommended because it is not limiting at all.
Remember to speak to your insurance about all the options available and choose the right policy for you and your family.
Contact a California Attorney
If you or someone you love has been injured in a car accident in San Diego because of someone else's negligence, call the Jurewitz Law Group at 888-233-5020 to set up a free consultation. If the insurance company makes you a settlement before you hire an attorney, they are most likely trying to hustle you.
The personal injury attorneys at the Jurewitz Law Group want the San Diego community to be informed. We want every San Diego injury accident victim to be armed with the information they need to prevail against insurance companies who only care about their profits. We will get you the money you need and handle the tedious process of filing a claim.
Have you been injured in an accident in San Diego or anywhere in California and don't know what to do next? We are here to help and provide you with the important and relevant information you need to make an informed decision about:
- How to handle your personal injury claim
- Who is the right injury accident attorney to help you with your case, and
- Whether you even need to hire a lawyer to help you with your insurance claim
Call the Jurewitz Law Group at 888-233-5020 to order one of our free California personal injury books to get the information you need or to set up a free consultation with one of our experienced San Diego personal injury attorneys.
