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Answers to Personal Injury, Wrongful Death, and Car Accident Questions
Q: I was in a car accident and the person who hit me doesn't have insurance but the car was owned by her friend's mom and she has insurance. Can I still pursue my personal injury claim?
A: The first step you need to take is call your own insurance company. Speaking with your insurance company will be much more efficient than trying to contact the insurance company of the party at fault, since they will not compensate you until they have fully investigated the auto accident. If you have a rental coverage policy and the other driver was completely liable, then making a claim most likely will not affect your premium.
The next step is to file a claim against the mother’s insurance to determine if there is not only insurance coverage but there may be liability for the mother in lending the vehicle to another driver. Under California law, the owner of a car who lends it to another driver (known as a permissive user) is responsible up to $15,000. If there is coverage through the mother’s insurance company or through your uninsured motorist coverage of your auto insurance policy, it is always helpful to seek guidance from a trained professional such as the lawyers at the Jurewitz Law Group. You can get more information from our website that will help you in your personal injury case.
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